Made in Aotearoa New Zealand
Stop paying for things you forgot about.
SubSnip keeps every subscription and bill in one list, reminds you before each payment, and shows you what’s worth cutting.
- Free to use
- No ads or tracking
- Works without your bank
How it works
Set up in a couple of minutes
- 01
Add what you pay for
Choose from 100 popular services and NZ providers, or add your own. Most take a few seconds.
- 02
Get a heads-up
A reminder before each payment and before free trials start charging, on the days you choose.
- 03
Cut what you don’t use
Cancel with a guide in hand, then watch the savings add up.
Features
Everything you pay for, sorted
Built for New Zealand, with local power, phone and broadband providers, local gyms, and prices in dollars.
Reminders on your terms
Pick when to hear about each payment, from two weeks out to the day itself, with an extra heads-up a month before big yearly renewals.
Free trials caught
Mark a free trial and SubSnip reminds you before the first charge, so a trial never quietly turns into a plan.
Bills alongside
Power, internet, phone, insurance and rent sit next to your subscriptions, with their own filter when you want them apart.
Shared and family plans
Tag who each plan is for and split shared ones. Your totals count only your share.
Savings you can see
Cancelled plans keep counting the money you didn’t spend, and SubSnip points out what else is worth a look.
Clear ways to cancel
Step-by-step guides for popular services, with a link straight to the right page.
Coming soon
Find subscriptions in your bank
Connect a New Zealand bank and SubSnip will spot repeating payments for you, flag price rises, and catch charges that continue after you’ve cancelled. Read-only, through NZ open banking, and always optional.
We’re finishing the open banking accreditation process. Everything else in SubSnip works today without a bank.
Security
Your money stays where it is
You log in to your bank on your bank’s side, never in SubSnip.
Read-onlySubSnip can never move money or make payments.
Encrypted keysBank access keys are protected by FIPS 140-3 validated hardware security modules, and never sent to your phone.
Locked to youFace ID lock, two-step sign-in, and a secret code for anything you’d rather keep hidden.
Yours to deleteExport or delete everything from the app whenever you like. We keep only the payments that show a subscription.
Questions
Good to know
Is SubSnip free?
Yes. Tracking your subscriptions and bills is free. A SubSnip Plus plan with extra features may come later.
Do I have to connect my bank?
No. SubSnip works fully without a bank: add your subscriptions and bills yourself and you get every reminder and insight. Bank connections are optional and coming soon.
Can SubSnip move my money?
No. Bank connections are read-only. SubSnip can see transactions you choose to share, but it can never make payments or move money.
Does SubSnip cancel subscriptions for me?
No, you stay in control. SubSnip shows you how to cancel and links to the right page, then counts the savings once you have.
Where is my data kept?
In secure, independently audited data centres in Sydney, Australia, encrypted in transit and at rest. The privacy policy has the details.
More answers on the support page.